An Exclusive Destiny Credit Card Login and Payment Guide Key Points
Destiny credit cards were launched as unsecured cards for people who have poor credit scores. This card charges an annual maintenance fee of $55-99, depending on the type of card. The Credit cards are a 100% safe and secure way to boost the CIBIL score. Plus, it has an easy application process and minimal requirements to qualify. The applicant must be 18 years and employed to acquire the card. The credit card offers protection in case the card is lost or stolen.
Have a bad credit history but want to access credit card benefits? Destiny Mastercard can be your partner in your journey toward building a good credit score. This article will highlight all the benefits of using “my destiny card” and all the steps involved in mydestiny card login.
The credit card offers protection in case the card is lost or stolen.
This Mastercard is optimal for those looking for an unsecured/ regular card to refine their credit history. Not only that, the Destiny credit card provides numerous benefits to its cardholders. Let’s take a look at a detailed picture of the Mastercard.
The Destiny Mastercard Details With an opportunity to build or repair your creditworthiness, the Destiny Mastercard is available for those with a bad or just above-average credit history. This card is issued by First Electronic Bank, Member FDIC, and serviced by Genesis FS Card Services, Inc.
More like TJ MAXX Credit Card , there are a dozen varieties of cards available that vary in terms of fees, credit limits, APR, and availability. Though, only two cards are available online for pre-qualification. The pre-qualification check takes a maximum of a minute or two.
The card charges an annual fee of $55-99. There are no rewards programs or introductory bonuses on this card, and, the interest rates are higher than any other regular or secured credit cards in the market. Cardholders are subject to a 24.90% APR. This is overhead for the APR of the average credit card. This card also charges a fee of 1% on all international transactions. The card offers a bit low credit limit of $300 compared to other credit cards like Lowes credit card and Milestone credit card .
The late fee for card payment is $40, and after the first year, the card charges around 5% for cash advances.
How to Apply for Destiny Credit Card? After learning about the pros and cons of the Destiny credit card, if you want to apply for a Destiny Mastercard, fill out the pre-qualification application form . You can check to see which, if any, of the Destiny credit cards are available to you. Unlike other credit card companies, this card does not have much requirement. To apply for a new card, the applicant must be 18 years and older and should have a verifiable source of income. After you meet these conditions, apply for the pre-qualification test.
Once you clear the pre-qualification test, destiny MasterCard login portal will send you an activation code in the confirmation email. Upon receiving the code, go to destinycard.com activate , enter your Application code, ZIP code, and click on Get Started button.
If you already are a cardholder and you want to activate your card, you will need to log in to the destinycard.com activate portal. But before moving ahead, please note that you can not activate the card you received unless you log in to your account to the portal. Hence, let’s look at the mydestiny card login steps in the coming section.
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Destiny CC Login Process Here are the steps for destinycard.com activate login:
Visit www.mydestinycard.com login portal. Enter your Username and Password below to login to our Secure Server. Click Log in to access your account. Once you log in to your account, you can manage your account online, like paying bills, reviewing statements, monitoring account activities, and more.
In case, you have forgotten your destiny credit card login credentials, you can click on Forgot your Username or Password. and then, follow the instructions and Reset your destiny credit card login Password.
How to Activate Your Destiny Card Login? To get your card activated through destinycard.com activate portal, you will require your login credentials. Once you get the credentials, follow the steps below:-
Visit mydestinycard.com activate page. Enter the Username and Password into the secure server. Fill in the card number and the expiration date of the card. Enter the CVV code written on the backside of the card. Click on the Activate button. After completing the process, the card will get activated in due time. So, these were the steps for destiny card.com/activate. In case you are a credit card holder for a long time but haven’t registered yourself yet. It’s time that you register to the portal and start using your card.
How to Register your Destiny Credit Card Account? Here are the simple steps to complete your registration on my destiny login portal in a few minutes –
Click on the Register Your Account option, below the login button. Provide the necessary information on the page and click Continue. Select an email address, password, and username, and click Continue . Select any three security questions and provide unique answers for each, then click Continue . Click on the Confirm Your Enrollment link to complete your enrollment process. Once you have completed the enrollment process, my destiny login portal will send you a confirmation mail.
So, till now we have covered all the steps of mydestinycard.com login and destinycard.com activate process. Moving ahead, let’s see how to pay the bill of your credit card in the coming section.
Fast Fact: Destiny card is 100% trustworthy as it reports to three major credit bureaus: Equifax, Experian and TransUnion.
How to Make a Destiny Credit Card Payment? There are three major options to pay your card bill payment. Let’s go through each of them:
Online You will need to visit the page of Destiny Mastercard > enter your Username and Password > fill in all the necessary information and pay your bill.
Phone And the second is, to call on the customer helpline no. 844-222-5695. After connecting to the helpdesk, the representative will ask for your identity verification and assist you to pay your bill.
Mail If you do not prefer to send money online, then you can mail to the credit card office.
Address: Destiny card/ Genesis FS Card Services
PO Box 23030
Columbus GA 31920-3030
When sending your bill via money order, make sure to write your name, account number, and correct address. Also, remember to send it one week prior to the date of billing to avoid any rush or late credit charges.
How to Contact Destiny Mastercard Customer Services? There are a few ways to contact the Destiny credit card customer service for your help or assistance.
You can call on their helpline no. 1-800-583-5698.
Or, you can drop a mail at their address at – Destiny card/ Genesis FS Card Services, PO Box 23030, Columbus, GA 31920-3030.
Fast Fact: Though Destiny credit cards offers limit according to the credit utilization ration, the highest limit of some Destiny credit cards is $700.
FAQs Ans: It is an unsecured Mastercard given to you even if you have a poor credit score. 24/7 online services are available with no additional cost, it does not need any security deposit amount and much more.
Ans: Anyone interested in building or repairing their credit score can apply for the Mastercard. To pass the pre-qualification test, you must be 18 years old or above, and have a valid security number, physical address, and a US IP address. Moreover, you should meet with all the identity verification.
Ans:
Visit the www.mydestinycard.com activate page. Enter the Username and Password into the secure server. Fill in the card number and the expiration date of the card. Enter the CVV code written on the backside of the card. Click on the Activate button. After completing the process, the card will get activated in due time.
Ans: Applicants can check their Card application status by calling 1 (800) 583-5698 or checking the status on the www.destinycard/activate portal. Provide the required information to the Electronic Bank that matches your application. It only takes a few minutes to find out whether your application is approved, denied, or pending.
Ans: Credit cards usually take 10-14 days to get delivered after which you can follow the steps above from the article to get your card activated and then use the card.
Ans: Yes, mydestinycard can be used to withdraw money from ATMs and related financial institutions. The cash advance limit for the card is 100%. However, the withdrawal limit is $100 per day. The minimum cash advance fee is 5%.
