An Exclusive Destiny Credit Card Login and Payment Guide The Destiny Mastercard is optimal for those looking for an unsecured/ regular card to refine their credit history. Not only that, the Destiny credit card provides numerous benefits to its cardholders. Let’s take a look at a detailed picture of the Destiny Mastercard.
The Destiny Mastercard Details With an opportunity to build or repair your creditworthiness, the Destiny Mastercard is available for those with a bad or just above-average credit history. This card is issued by First Electronic Bank, Member FDIC, and serviced by Genesis FS Card Services, Inc.
More like TJ MAXX Credit Card , there are a dozen varieties of Destiny credit available that vary in terms of fees, credit limits, APR, and availability. Though, only two cards are available online for pre-qualification. The pre-qualification check takes a maximum of a minute or two.
The card charges an annual fee of $55-99. There are no rewards programs or introductory bonuses on this card, however, the interest rates are higher than any other regular or secured credit cards in the market. Cardholders are subject to a 24.90% APR. This is overhead for the APR of the average credit card. This card also charges a fee of 1% on all international transactions. The card offers a bit low credit limit of $300 compared to other credit cards.
The late fee for card payment is $40, and after the first year, the card charges around 5% for cash advances.
How to Login to your Destiny Credit Card? After learning about the pros and cons of the Destiny credit card, if you want to apply for a Destiny Mastercard, fill out the pre-qualification application form . You can check to see which, if any, of the Destiny credit cards are available to you.
Once you clear the pre-qualification test, you can apply for the card on destinycard.com .
If you already are a Destiny cardholder and you want to activate your card, you will need to login into your Destiny Mastercard account .
Enter your Username and Password below the login to our Secure Server. Click Log in to access your account. Once you log in to your account, you can manage your account online, like paying bills, reviewing statements, monitoring account activities, and more.
In case, you have forgotten your account credentials, you can click on Forgot your Username or Password. and then, follow the instructions and Reset your Password.
How to Activate Your Destiny Card Login? To get your card activated you will require your login credentials. Once you get the credentials, follow the steps below:-
Visit the Destiny Card page for login. Enter the Username and Password into the secure server. Fill in the card number and the expiration date of the card. Enter the CVV code written on the backside of the card. Click on the Activate button. After completing the process, the card will get activated in due time.
How to Register your Destiny Credit Card Account? If you are a Destiny credit card holder but have not registered your account yet, here are some simple steps to complete your registration in a few minutes –
Click on the Register Your Account option, below the login button. Provide the necessary information on the page and click Continue. Select an email address, password, and username, and click Continue . Select any three security questions and provide unique answers for each, then click Continue . Click on the Confirm Your Enrollment link to complete your enrollment process.
How to Make a Destiny Credit Card Payment? There are two major options to pay your bill on Destiny Card payment: online. You will need to visit the page of Destiny Mastercard > enter your Username and Password > fill in all the necessary information and pay your bill.
And the second is, to call on the customer helpline no. 844-222-5695 or you can also mail on Destiny card/ Genesis FS Card Services, PO Box 23030, Columbus GA 31920-3030.
How to Contact Destiny Mastercard Customer Services? There are a few ways to contact the Destiny credit card customer service for your help or assistance. First, you can call on their helpline no. 1-800-583-5698. Or, you can drop a mail at their address at – Destiny card/ Genesis FS Card Services, PO Box 23030, Columbus GA 31920-3030.
FAQs Ans: It is an unsecured Mastercard given to you even if you have a poor credit score. 24/7 online services are available with no additional cost, it does not need any security deposit amount and much more.
Ans: Anyone interested in building or repairing their credit score can apply for Destiny Mastercard. To pass the pre-qualification test, you must be 18 years old or above, and have a valid security number, physical address, and a US IP address. Moreover, you should meet with all the identity verification.
Ans:
Visit the page of Destiny Mastercard. Enter the Username and Password into the secure server. Fill in the card number and the expiration date of the card. Enter the CVV code written on the backside of the card. Click on the Activate button. After completing the process, the card will get activated in due time.
Ans: Applicants can check their Destiny Card application status by calling 1 (800) 583-5698. Provide the required information on call to let
First Electronic Bank matches your application. It only takes a few minutes to find out whether your application is approved, denied, or pending.
Ans: Credit cards usually take 10-14 days to get delivered after which you can follow the steps above from the article to get your card activated and then use the card.
Ans: Yes, Destiny credit cards can be used to withdraw money from ATMs and related financial institutions. The cash advance limit for the Destiny card is 100%. However, the withdrawal limit is $100 per day. The minimum cash advance fee is 5%.
