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Walmart to Walmart Money Transfer: How to Send Money With Walmart?


By Team Accountiod March 30, 2023

Searching for a wire transfer service that is quick, reliable, and affordable? Look no further; Walmart to Walmart money transfer could be the best option for you. 

With a powerful presence through Supercenters and Walmart Neighboring Markets, it is a trustworthy name for household essentials in the US, Canada, and Mexico. In 2014, the company ventured into the finance sector by launching the Walmart2Walmart money transfer service that is used by more than 200 million users worldwide. The goal of launching Walmart2Walmart money was to make wire transfers accessible and affordable for people. 

Walmart homepage

So, do you want to learn everything about Walmart money transfer? This blog will walk you through all the methods of how to send money with Walmart and the charges incurred on the services. 

To start off, let’s look at various options for money transfers by Walmart in the coming sections. 

Various Options for Money Transfers at Walmart

Ever since Walmart started its wire transfer method in partnership with Ria, MoneyGram, and Western Union, it has been strongly expanding its presence and services globally by providing a wide range of money transfer options to choose from. 

Walmart money transfer partners 

Here is the list of options for money transfers at Walmart:

  • Walmart2Walmart: Powered by Ria, it is a domestic money transfer service that lets you send money through Walmart’s money transfer portal and physical store.
  • Western Union Domestic Cash Pickup: Send money on Apple pay or any other app within a few minutes to any of the Western Union agents throughout the US by sending money to Walmart method. To do so, submit your cash amount at any Walmart store with the recipient’s details. 
  • MoneyGram Domestic Cash Pick up: Another cash transfer method sends money to any MoneyGram branch or agent throughout the US. Instead of Walmart, you can also transfer money from Apply pay to Cash app easily.
  • Walmart2World: Transfer funds internationally to more than 200 countries via various delivery options, which include cash pickup, bank transfer, ATM cashout, and debit/credit card transfers. 
  • Western Union International Money Transfer: Send money to international Western Union agents and branches by cash pick up, debit card transfer, or bank deposit, depending on the location. 
  • MoneyGram International Money Transfer: MoneyGram international money transfer is available in more than 200 countries and supports all transfer methods. 

These are all the money transfer services offered by the company. Apart from this, Walmart also offers Walmart Money Card for depositing checks easily. Besides that, check out our latest blog on transfer Amazon gift card balance with easy steps.

Now, you might be wondering how Walmart works. Let’s discuss it more in the next section.

How Does Walmart to Walmart Work?

Walmart

Walmart has two wire payment methods; Walmart2Walmart and Walmart2World. Walmart2Walmart is a domestic payment service provided within the US, Mexico, and Puerto Rico in partnership with Ria.

Walmart2World is an international payment service supporting more than 140 countries in association with Western Union and MoneyGram. 

Simply put, like any other wire transfer service, Walmart allows transferring money instantly at much cheaper charges than others. It provides customers the option to pay online or through any physical store. If you want to send money to your loved one, look at the steps in the next section. 

How to Send Money With Walmart? 

Walmart

Walmart to Walmart money transfer allows customers to send money instantly. But the best part is that it offers low-cost currency exchange rates in more than 140 countries all over the world. Moreover, you get the option to choose to send money online and even through any Walmart store. 

But, there are two things to ensure to send money Walmart to Walmart process. A) You must be 18 years and above, and B) You must have all the valid documents required. 

Walmart MoneyCenter

Walmart

Here are the steps to send money transfers at Walmart store:

  • Visit any nearby Walmart Store and go to Walmart MoneyCenter.
  • Here, provide any government-approved ID for identity verification. 
  • Tell the amount you want to transfer and choose a payment method (debit/credit card/cash) to complete the transaction. 
  • Once the transfer is made, the money will be available to the recipient within 10 minutes. 

Note: The representative will charge you transfer fees depending on the amount you send. 

If you want to skip the hassle of visiting a store, you can select Walmart to send money online. Here’s how. 

Online

Here are the steps of how to send money to Walmart to Walmart online:

  • The first step is to download and install the Walmart Mobile application on your device.
  • Log in to your account or create a new Walmart account (if you are a new user). 
  • Go to Send Money Services section and tap on Send button. 
  • Enter the recipient’s details and choose the payment method. 
    • For debit cards/credit cards – Enter your card details
    • For cash transfers – Visit your local Walmart store to complete the process.
  • Once you have completed the payment method formalities, your transfer will be authorized. 

Walmart sends money online and the portal will generate an Order PIN that you can give to the receiver to track the transfer status. In case someone has sent money through Walmart to you, refer to the next section to learn the steps to receive money through Walmart in the coming section. 

How to Receive Money With Walmart?

Walmart2Walmart is an instant and reliable way to receive money. And we can even say that it is easiest, too. For Walmart to Walmart receive money online, you just need to download the mobile app and log in to your account. Please do not forget to verify and confirm your identity as the account holder. If you are unable to receive money online, there’s another way out as well. 

Visit any local Walmart store and ask the representative to cash out your transfer by providing your details, government-approved ID, and Order PIN. 

In case your transfer is delayed, you can check the transfer status with your tracking ID or Order PIN. Read more about this in the next section. 

How to Track Walmart2Walmart Money Transfer? 

Regardless of whichever method of Walmart money transfer you choose or whether you are a sender or recipient, you can easily track your transfer in three ways. 

First: Visit any local Walmart store and ask the executive to check the transfer status by providing them with the tracking ID.

Second: Download the Walmart2Walmart Mobile application and check your transfer status by typing the tracking ID.

Third: Go to the Walmart2Walmart Partner network site and track your transfer.

Suppose that you have picked Ria money transfer partner of Walmart. To track your transfer, visit the Ria money transfer website, navigate to the track a transfer section, enter your PIN/Order number/tracking ID, and that’s it; you’ll get all the details. 

Ria transfer 

In case you find any difficulty related to your transfer, you can contact the support team through the contact details given below:

  • Walmart2Walmart: (855) 355-2144
  • RIA Money transfer: RiaSupportTeam@riafinancial.com 
  • MoneyGram: 1800 200 9308 
  • Western Union: 1800 102 7111

Let’s now move ahead and look at the fees you will be charged for Walmart money transfer. 

Charges for Walmart to Walmart Money Transfer

You are now aware of all the domestic and international methods of sending money through Walmart, but please keep in mind that none of these services are free. 

Here’s an outline of the charges for Walmart to Walmart money:

Walmart2Walmart via Ria Walmart Money Transfer via MoneyGram Western Union 
$4 for transfers up to $50$8 for transfers of $51-$1000$16 for transfers of $1001- $2500Charges for domestic transfers vary depending on the mode of transfer (credit/debit card, cash, money order or pick up).Charges for domestic transfers vary depending on the mode of transfer (credit/debit card, cash, money order, or pick up).

Walmart2World 

Walmart2World

Charges of international transfers differ for each country depending on the exchange rates to send money to Walmart process. 

You can easily calculate transfer fees on the Walmart website. To do so, you just need to enter the amount you want to send, select the country and tap on Estimate fees. 

MoneyGram

We have covered everything related to Walmart money transfers till now, but there’s more to it. Read the next sections to uncover more services of Walmart money transfer. 

Services At Walmart Money Center 

Walmart MoneyCenter 

Apart from money transfer services, you can find a wide array of attractive services at Walmart Money Center, including

  • Debit card reload 
  • Walmart MoneyCard
  • Bill Payments
  • Walmart2Walmart money transfers
  • Walmart2World Money transfers

Walmart Money center services are premium and time savvy. If you are still unsure about trying Walmart money transfer, we have elaborated on its benefits in the next section.

Why Should You Use Walmart to Walmart Money Transfer Service? 

Money transfer services by Walmart are a trustable medium to send money to anyone you want within the US or internationally. Not only this, but there are many other benefits as well of using Walmart to Walmart money, which include:

  • You can instantly send money to any bank account.
  • Easily transfer funds in any mobile wallet.
  • Cash pickup facility from your address. 
  • Pay bills online within a few seconds. 
  • You can purchase money orders online through Walmart. 
Twitter post 

Source: Twitter 

Walmart’s money transfer has received many positive reviews so far. The money transfer services by the company are used and trusted by millions of people in the US. It is powered by Ria, Western Union, and MoneyGram, and it only takes a few minutes to send money within the US and even abroad. 

Note: The international money transfer may incur some additional charges depending on the country. 

Walmart’s money transfer is safe, but it is still important to take care of your details and stay away from fraud. If you are unaware of online money fraud, read the next section carefully and learn how you can prevent it.  

Money Transfers at Walmart – Fraud Awareness

“In June 2022, the news broke that FTC sued Walmart because of money transfer scams. Many Walmart2Walmart Money transfer customers have been victims of these frauds and scams, losing their money.”

Twitter post 
Twitter post 

Source: Twitter 

“Walmart clarified the frauds were carried out by unrelated third-party fraudsters and that the company is not involved in any such criminal actions.

Twitter posts 

Source: USA Today 

Following this event, Walmart took some strict steps to regulate its Money Transfer Systems and checking processes to make them more secure and reliable for the users. 

Scammers can trick you into sending them money or can steal your personal and banking information through the internet. Therefore, it is important to protect your identity and money from these fraudsters. Here are some Do’s and Don’t ‘s that you must practice:

              Do’s                Don’t ‘s 
Always know who you are sending money to.Do not trust the messages like “Congratulations, you are lucky that you won $1000 in today’s lottery.” 
Recheck the recipient’s details carefully. Never send money to unverified businesses. 
Send money through reliable and safe sources. Do not click on unknown money transfer links through SMS or email. 

In case you want to report a fraud complaint to Walmart, read the next section for a better understanding. 

Report a Fraud or Scam to Walmart

Walmart report fraud 

We have already discussed how you can prevent yourself from online scams. However, if you have used Walmart MoneyCard to transfer funds, and you believe you are a victim of an online scam, you can report a fraud complaint at the Walmart MoneyCard center

Note: Walmart is not responsible for returning your funds back or if you have unsuspectingly given out your details to unknown people or businesses. 

Frequently Asked Questions 

Ans: You must carry a government-approved ID and the cash pick-up barcode generated by your Walmart account at the time of collecting cash from the Walmart store. 

Ans: You can send up to $10,000 every month through Walmart. If you want to transfer more funds, you can choose Walmart MoneyGram services. 

Ans: Walmart has listed three transparent pricing on its website. However, these prices may vary depending on the Walmart money transfer service you select.

$4 for transfers up to $50
$8 for transfers of $51-$1000
$16 for transfers of $1001- $2500

Ans: There are two ways for Walmart to Walmart send money. You can visit any local store and complete the process at Walmart Money center, or send money online through the official mobile application.

Sources

Fast, easy, and reliable money transfers – By Walmart 

Report Fraud – By Walmart 

Walmart seeks to dismiss lawsuit by FTC over money transfers used by scam artists – USA Today

Walmart money transfer fraud thread – By Twitter 

Walmart2Walmart money transfer services review thread – By Twitter 

Walmart Money transfer through MoneyGram – By MoneyGram 

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