How to Apply for A Loan from Minto Money?
If you want to apply for an installment loan from Minto Money, you need to fill out an online application and, if you’re approved, you’ll be able to electronically sign the official loan documents.
However, before applying you need to check whether you are eligible to get a loan from Minto Money or not. To help you with this, let us state that the eligibility requirements for a loan from tribal lender Minto Money include—
- You must be 18 years of age or older.
- You must not be in a bankruptcy case.
- You must have an active checking account as it does not accept a savings or prepaid account.
- You must have a source of income.
- You must provide basic contact information.
Note: It is possible to get a Minto loan even if you have bad credit, as the lender will consider other factors like your income and banking history. There’s a section where you have to share your income and other information.
Now that you have confirmed your eligibility for the Minto Money loan, you will need to apply for it and complete the verification process. For that, you will need to—
Step 1: Open your preferred ‘Web browser’ on your respective device.
Step 2: Using it, access the official website at ‘https://mintomoney.com/.’
Step 3: There on the official Minto Money loan website, use the ‘Slider’ to indicate how much you want to borrow.
Step 4: After that, fill in details like your “full name, email, and state” to sign up for your account.
Note: You have to make sure that the information you are entering is correct to the best of your knowledge.
Step 5: Following that, click on the ‘Apply Now’ to finish. 
Step 6: Next, you have to follow the prompts and enter details about your ‘Contact Information, Income, and Military Status.’
Note: In the Income section, you need to provide information about your income type, job title, length of employment, and pay frequency as well as previous and upcoming pay dates. In fact, you can also provide details of alternate income such as alimony or child support since those are also accepted.
Step 7: Moving on, you need to ‘Verify Your Identity’ by providing the following information;
Driver’s License or State ID Number
Date of Birth, and
Social Security Number.
Step 8: Once you’ve entered details for identity verification, enter information about your ‘Bank account.’
Step 9: Now, check all the boxes to agree to ‘Minto Money’s Terms and Conditions,’ as well as to ‘Allow Minto Money to Contact You.’
Step 10: Lastly, click on the ‘Submit Application’ and wait for approval from Minto Money.
How to Login to Minto Money?
You can log in to your Minto Money account anytime by following these simple steps—
Step 1: First of all, go to your official ‘Minto Money Website.’
Step 2: Once you’ve visited the official login website at ‘mintomoney com,’ click on the ‘Member Login’ button.
Step 3: Then, what you’ve to do is enter your ‘Account Information’ i.e., your ‘Email address and password.’
Note: The last 4 of SSN only apply to your first sign-in to establish your password.
Step 4: After that, click on the ‘Log-in’ button to connect your account.
Note: Make sure the information you entered is correct because only then you’ll be able to log in to your Minto money account successfully.
How to Reset Your Password of Minto Money Account?
In case you don’t remember your Minto Money account password, you can reset it easily. To do so, simply follow these instructions—
Step 1: First, go to ‘Minto Money Website.’
Step 2: There, click the ‘Forgot Password’ button on the log-in page.
Step 3: After that, when asked enter your ‘Email Address’ to reset your password.
Step 4: Now, click on ‘Start Create Password Creation’ to finish. 
Once this is done, a new password will be sent to your email address and henceforth you will need to use this new password to log in to Minto Money.
How to Contact Minto Money?
If you wish to contact Minto Money, you will need to contact its dedicated customer care team.
Ways to Contact Customer Service
Minto money’s customer service team is there to help through various means—
You can call (844) 446-4686 Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 8:00 AM to 4:30 PM Central Standard Time
You can get in touch with the customer care team of Minto Money on live chat. For that, you just need to click on the icon located at the bottom right corner of your screen.
Also you can also write an email to the customer care team of Minto Money at this mailing address;
Minto Money
PO Box 58112
Minto, AK 99758
If you have already contacted the customer service team to address an issue or concern and still need assistance, then your last resort is to call the Money Minto’s financial hotline at (855) 786-7726 from 10 am to 7:30 pm Central Standard Time.
Alternatives to Minto Money
If you are still not sure if Minto Money is right for you, there are plenty of other options available. To be specific, you can consider these alternatives—
- OneMain Financial: If you want to pre-qualify for a loan and check out your potential rates, OneMain Financial may be an option.
- Apache Lending: It provides easy tribal loans for bad credit with instant approval. In fact, Apache Lending’s ‘No Credit Check Installment Loans Online’ is the best solution for guaranteed payday advances from direct lenders.
- NetCredit: If you don’t have the best credit but need a large emergency loan of up to $10,000 with the option to pre-qualify, NetCredit can be useful for you.
- Majestic Lake Financial: You can get the money you need with majestic lake financial! Here, you can apply for short-term loans in minutes with quick approval decisions and funds as soon as tomorrow.
- Eagle Advance: Its process is fast, efficient, and can help you get your funds quickly because it has helped thousands of customers just like you looking for small online installment loans of up to $1,000. So, Eagle Advance could be your option too!
Wrapping Up!
If you’re in need of urgent cash and have nowhere else to go, Minto Money may be able to serve as a short-term, one-time solution for you! So, considering this, we have discussed and explained everything you need to know before availing Installment Tribal Loan from Minto Money.
However, if you still have any unanswered questions in your mind, you can read the FAQ section below which will hopefully answer all your queries related to Minto Money.
FAQs
Ans: Yes,Minto Money is an online tribal lender that provides loans in small installments to people who need instant cash to cover unforeseen financial emergencies. It operates under a federally recognized sovereign American Indian tribe.
Ans: To apply for the Minto Money loan, you must be at least 18 years of age. Also, you must not be in a bankruptcy case and must be able to provide your contact information, income, checking account, etc.
Ans: The pros and cons of Minto Money Personal Loan are listed below. They include—
Pros - Installment Payment Plan Option
- Online Application & Approval
Cons - It is not transparent about rates, charges, or loan terms
- Still not regulated by state laws (yet)
- Not currently available in all states.
- Also, it is not available to active members of the U.S. military.
Ans: Minto Money offers installment loans, as opposed to payday loan consolidation, which requires you to repay what you’ve borrowed with your next paycheck. This means, you can repay the amount over time, but unfortunately, it is still not forthcoming about the tenure of your loan or the number of installments required.
Ans: The difference between an installment loan and a personal loan is simply that an installment loan can be any type of loan that is repaid at regular intervals over time. For example, a personal loan. All personal loans are installment loans, and so are car loans, mortgages, and home equity loans.
Ans: Usually, your money will be credited within one working day. However, if you wish to receive the money even earlier, you will need to contact the Minto Money customer care team.
Ans: One should choose Minto Money because it is a trusted lender that seeks to help customers with any unforeseen expenses. Furthermore, they are a quick loan service that practices excellent customer service. Also, it’s worth noting that Minto Money’s installment loans are better than payday loans because you can pay back the principal amount with each payment.
Ans: Minto Money offers term consumer installment loans to its customers to help them with any unforeseen expenses. These installment loans create a payment schedule so that the loan can be repaid over a specified period of time.
Ans: If you decide to borrow money from Minto Money, you need to ensure that you read the fine print and understand the rates, charges, and repayment tenure before signing. Well, because Minto admits that these are expensive loans, you should know what you are getting into before you commit.
Ans: If, after approval, you realize that it is not right for you and you cannot keep your loan, note that Minto Money says you can cancel it, but you have to do it by 4 p.m. (Central Time) –the next business day after you receive the loan money.
Ans: If you wish to prepay your loans, you may be able to do so without a prepayment penalty. To do that, you will need to contact Minto Money’s customer service so they can process your final payment.
Ans: You still get the loan. Yes, because the biggest advantage of taking a loan from Minto is that you do not need a high credit score. Minto Money lends to people with a wide range of credit histories. It only verifies your income, banking history, and loan repayment capacity to get your loan approved.
Ans: Tribal lender Minto Money is not necessarily regulated by state authorities, the Consumer Financial Protection Bureau, or the Federal Trade Commission, although it claims to comply with short-term & online lending laws.
Ans: Yes, definitely. You can prepay your Minto loan money at any time without any penalty. To process the payment, all you need to do is contact the customer care team of Minto Money.
Ans: The reason why Minto Money does not lend in your state is that currently, it does not lend in all states. If your state is not currently available, you can check back (as Minto Money adds new states frequently).
Ans: Yes. You can cancel your personal loan application, even after being approved by the financial lender. Unless it is an urgent personal loan, the customer care unit of the bank will call you before the disbursement of the loan. So, even at this point in time also, you can get your personal loan canceled (if decided).
Ans: According to Minto Money, it will allow you to cancel, but you have to do so before 4 pm (Central Time) once you get the money the next business day and there are no prepayment penalties also. That means, if you want to pay off your loan early, you may be able to do so without facing prepayment penalties.
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