Indigo Platinum Mastercard: Can You Build Credit Score If You Activate an Indigo Card? May 19, 2023
Indigo Platinum Mastercard offers a pathway to build or rebuild credit scores for those with poor credit scores. Issued by Utah-based Celtic Bank, these cards come in various attractive styles and colors. If you are finding credit cards that can help you build a good credit score. Congratulations, your search ends here. You can do that and much more with Indigo Platinum Mastercards. This blog will discuss the benefits and how to apply and activate Indigo cards in detail.
About Indigo Card
Indigo Credit cards are specially designed for people with bad credit scores. People get rejected or face issues with credit cards due to bad credit history; this is where Indigo cards come to the rescue. These cards are available for all; you do not have to worry about the way to improve your credit score anymore. As Indigo Platinum Mastercard is a new way to build a good credit score. We have mentioned all the benefits of Indigo card activation in the next section.
How to Access Your Card at Indigocard.com Activate?
You can access your card at myindigocard.com after you receive the approval mail. To activate an Indigo card, you need to first register your account. Follow the registration steps below to get an Indigo card/activate.
Go to www.myindigocard.com. Navigate to the “ Register” button and select it. Put your account number over here. Please enter your birthdate. Enter your social security number now. To finish creating your account, tap the “ Next” button and follow the remaining on-screen instructions. Steps for My Indigo Credit Card Login
After you have registered your account on www.”myindigocard”.com to activate. The next step is to log in again with your credentials so that the Indigo Credit Card portal can authorize your account.
Visit www.myindigocard.com login account. Go to the secure login page by clicking or tapping the button on the right side of the page. Enter your username here. Type your login credentials. Please click the login button. Once you have logged in, use the credit card number sent to your email address for an application offer to activate your Indigo MasterCard. Indigocard.com Activate Process
Lastly, to activate your Indigo card. Visit
indigocard.com/activate, then enter your login credentials and go to card activation. Follow the instructions prompts on-screen, and after your Indigo login credit card login, your Indigo MasterCard will be activated.
You can now use your Indigo card anywhere in the US where Mastercard is supported. Not only that, but you can also make foreign transactions with a 1% fee.
How to Login to My Indigo Credit Card Login If Password Forgotten?
Your Indigo card activation will not be considered valid if you log out of your online account. It can be due to the session being timed out. In this case, you need to do “my Indigo credit card login” again. The other reason can be a forgotten password. You will be logged out from my Indigo credit card login, which can stop your Indigo credit card activation. To avoid such situations or overcome them, follow the steps below to recover your password:
Visit the homepage of myindigocard.com. Find and click the link that says “ lost username or password.” The following information must be entered into the password reset interface: The username for the account last four digits of the account The social security number Your Date of Birth After entering the aforementioned details, click the submit button to continue. Your browser will redirect you to a page where you can change your password. Benefits of Indigo Card Get a Credit Card With No Credit History
You may have a bad history with your credit score that might have made you non-eligible for the credit card. The other reason can be that you might have had a bad time repaying your credit card debt which resulted in your poor CIBIL score. But the good news is, Indigo cards do not check your past credit score. When you apply, you can qualify to get your Indigo credit card easily with very few steps.
Indigo cards let you access everything on
the www.myindigocard.com portal. You can look out for your purchases, expenditure, and payments online all in one place without having to go anywhere. Online access saves a lot of time for Indigo Card customers.
Indigo credit card monthly payments can be easily made online with Moneygram and other supported online banking portals.
Indigo cards help you to build your credit score when you pay the credit card fees on time. However, Indigo credit cards offer flexible repayment plans that reduce the burden on its customers.
With Indigo Mastercard, you can enjoy all the special benefits that Mastercard offers, like extended warranty coverage. Other than that, it also offers travel assistance services like charging low 1% fees for foreign transactions.
Requirements for Indigo Platinum Credit Card
There are no certain requirements mentioned for obtaining the Indigo Platinum Credit card. However, you must get the approval mail to apply for an Indigo card/activate it. And for this, you need to follow a simple Pre-qualify process to get your approval letter right into your mailbox. Follow the pre-qualify steps written below to get started.
On the top right corner, Click on Get Started, then Pre-Qualify Now. Enter all the details required and Click on Pre-Qualify now. You will receive mail after your application gets reviewed. And, In case you do not receive mail, you can Click on Received a Mail offer. Enter your details asked and click on Get Started. Charges for Indigo Platinum Credit Card
Indigo Mastercard charges $25 every month from the users. You can pay this amount online with Moneygram, or you can mail a check or money order as well by contacting the customer support team.
Indigo Platinum Mastercard Payment Methods
Most purchases made by customers who use Indigo credit cards are made via the company’s website. On the other hand, customers continue to use payment methods like phone call services. This is done by using the customer’s bill payment line. They still have the option of sending payments by mail or MoneyGram.
Indigo Payment By Phone:If you want to make payment by phone, you need to call 866-946-9545 and FAX: 503-268-471. Indigo Payment via Mail:Indigo Payment Address: Genesis FS Card Services, PO Box 4477, Beaverton, OR 97076-4477 Indigo Payment via Moneygram: Company Name: Genesis FS Card ServicesReceive Code: 4911 Indigo Platinum Mastercard Credit Limit
Indigo Mastercard offers a credit limit of up to $300. The credit limit may not be enough, and it is not subject to increase like other credit cards for bad credit. Also, Indigo Mastercard gives a 25 days grace period to repay the debt. Afterward, it can charge up to $40 late fees.
Indigo Credit Card: Pros and Cons
Now that we have summed up approval, application, registration,
indigocard.com activate, and my Indigo credit card login processes above. Let us now look at the pros and cons of the Indigo Platinum Mastercard. Also, it is important that you learn more, keeps a check on your expenses, and find more ways to get out of the bad credit.
Pros Cons No security deposit Annual Fee Flexible payment methods No rewards 25 days repayment grace period Foreign transaction fee Builds credit score Low credit limit Frequently Asked Questions Ans: You can use your Indigo Platinum credit card for purchases and cash advances wherever Mastercard is supported. Ans: You can not increase your Indigo card credit limit beyond $300. Ans: Yes, Indigo Mastercard can charge up to $40 late fees depending on the days of delay after the 25 days grace period to repay your debt. Ans: If your Indigo credit card is lost or stolen, call the Lost/Stolen Department at 888-260-4532.