PayPal Account Temporarily Locked: How to Unlock PayPal Account In 2023?
Some PayPal users asked us, “How to unlock their PayPal account.” Upon doing our research, we found on Reddit and Twitter (posts attached below) that many people are facing the same issue. Are you one of them too? Is your PayPal account temporarily locked as well? But hey, no need to worry; you are not alone in this. Here we will present you the reasons for PayPal locked account and how to unlock a PayPal account. So, go through this blog till the end to understand everything about it.
Key Points According to user statistics, PayPal has recorded more than 200 million users worldwide. PayPal accounts get locked for 4 hours if the user exceeds the limit of login attempts. The payment platform has a dedicated department called Resolution Center to resolve account-related issues. PayPal takes strict steps and follows regulatory guidelines to safeguard the community. Also, it warns customers not to fall into the trap of scammers. Why Does a PayPal Locked Account? PayPal is the number 1 payment application that authorizes online money transfers, bitcoin purchases, and PayPal account cards. With more than 200 million satisfied users, PayPal aims to provide world-class online banking services. But that does not mean everything always works fine. PayPal’s users often pop up issues they are experiencing. One such problem is a “PayPal locked account”, we know you want an answer to “Why does PayPal account temporarily locked”. So here it is.
Well, the company can have many reasons to lock you out of your account. However, one of the main reasons is that you have entered incorrect login credentials that exceeded the number of allowed attempts, due to which PayPal temporarily locked your account. Another reason can be when PayPal notices some unusual account activity or transactions exceeding the usual payment bar of your account. It can also hold your transfers and lock your account if you haven’t provided complete documents or have not verified your identity.
Now, in case of a login failure, it is easy to determine when your account will get unlocked. But for other causes, you have to check if PayPal temporarily locked the account or if there is any other problem. How can you check it? Find out in the next section to know if your PayPal account is locked.
How to Know If PayPal Temporarily Locked Account?
Sometimes, users get confused about what is wrong with their PayPal account, as it shows the account is locked. However, it is important to know the complete thing and the underlying reasons why you are locked out of PayPal. And, to know about the same, you need to call customer support at 1-888-221-1161 and ask the executive to transfer your call to the resolution department.
On talking with the representative, tell him your issue and verify your identity to start looking into the matter. This might take some time if the customer support service line is crowded. To speed up the process, you can directly send your inquiry through the official website. Let’s look at the steps for the same in the next section.
How to Send an Inquiry for A PayPal Account Locked?
As already said, the customer support service can take extra time if the telephone lines are crowded. Therefore, users question: how to unlock PayPal account without calling?
You can avoid calling and speaking to any representative by sending an inquiry regarding your account directly to PayPal.
To do so:
Launch the PayPal website on your browser and go to the Contact Us page. Now, enter your email address and password, or you can either choose to continue if you have forgotten your credentials. Fill in answers to the given questions by PayPal and state the reason for your inquiry. Lastly, click on Send.
After doing the above-written steps, you need to wait for PayPal’s response explaining the matter and the reasons behind it. Now, if you are wondering “how to unlock my PayPal account”, then read the next section.
How to Unlock a PayPal Account?
As we have mentioned above, it is a must to find out why you’re locked out of PayPal. You can do so by calling the PayPal resolution department or by filling out the PayPal Contact Us form. If you want your account to get unlocked automatically, for that, you have to wait for 180 days. But there’s no guarantee that PayPal will resume account services.
However, after you have contacted PayPal, the payment company will get in touch with you to confirm some account details and verify your identity. All you need to do is provide the information and documents required. After completing the verification process, PayPal will unlock your account.
In case of the PayPal locked account due to login failure, your account will automatically get unlocked after 4 hours. But remember to enter the correct username, email address, and password to avoid the same issue. If by any chance you have forgotten your account credentials, the best way to move forward is by retrieving your credentials from the “I forgot my email/password link”.
Now, you might think about what will happen if someone sends you money on PayPal. Will it accept the amount? Let’s uncover this in the coming section.
Can You Receive Money If Locked Out of PayPal?
If you are locked out of your PayPal account, your biggest concern must be whether you can still receive money into your account or not and what will happen to any ongoing payment processing. Well, don’t worry because you can still
receive money in your PayPal account even if it is locked. But you won’t be permitted to withdraw and transfer any funds during this period. Also, the time frame of PayPal’s locked account is uncertain because it depends on many factors. We are discussing more of this in the coming section. Fast Fact: PayPal users can purchase, store and transfer bitcoins through PayPal accounts. How Long Does PayPal Temporarily Lock Your Account?
There is no straightforward answer to it, as it usually depends on the reasons behind locking the account and how fast PayPal solves your query. But PayPal usually takes 24 hours to unlock your account after some interrogation and verification in case the PayPal account is temporarily locked. However, it might even take longer than that in some cases. So, it’s really hard to suggest any time frame, as it depends on the situation and the speed of the PayPal customer support service.
We can understand how frustrating and time-consuming this can be, so we suggest you take care of your PayPal account to avoid these issues. Jump to the next section to learn more about it.
Fast Fact: On April 4, 2023, PayPal launched new features to the payment solutions for Online Small Businesses. How to Avoid PayPal Temporarily Locked Account?
PayPal always notifies users via email that their account has been locked and if the payment platform has found something inappropriate with the account activity. PayPal reinforces these practices with some investigations to safeguard the community from scams and illegitimate activities. One such recent scam through PayPal is the fake charity for the Turkey and Syria earthquake.
“According to news reports, Scammers are using earthquakes in Turkey and Syria to deceive people into donating to fraud and fake causes. They are posting PayPal links and cryptocurrency wallets to send money to them with a promise to donate the funds. After a
BBC investigation with Twitter, TikTok, and PayPal, one of the PayPal representatives said that their team is working diligently to scrutinize the accounts causing havoc and taking measures to further prevent these false practices.”
The net banking portal always warns users against scams and phishing, and if it suspects anything, it temporarily locks your PayPal account. Furthermore, PayPal never asks for sensitive information from customers over the phone call or email. In case you find something inappropriate with your account, contact PayPal instantly so that they can take action.
Also, we are listing some of the points that you must ensure to prevent scams and “PayPal-locked account” issues.
Do not share your login credentials with any person. Never share the OTP of any unfamiliar transaction. Only believe the authorized PayPal resources. Do not trust and click any unknown payment links.
Make sure to follow these points to protect your account from all kinds of scams or “PayPal account locked” issues.
Frequently Asked Questions Ans: If you can not log in to your PayPal account because you have forgotten the account password, then you can recover your ID by creating a new password. In other cases, you need to contact PayPal customer support for assistance. Ans: PayPal holds withdrawals for up to 72 hours to review the transaction. This can be due to various reasons like the user has received more than usual payment or if PayPal finds something suspicious. Ans: In case you are locked out of your PayPal account because of login failed problems. You need to wait 4 hours before you try again and, most importantly, enter the correct login credentials. Sources: