How to Transfer Money from Apple Pay to Cash App in 2023? — [Step-by-Step Guide]
Do you use Apple Pay and Cash App too? Imagine you’re in a situation where you need to pay through the Cash App, like paying your
Amazon credit card bill, but all your bank funds are in Apple’s cash wallet. So, can you transfer money from Apple Pay to the Cash app? Well, not directly, but there is a workaround by which you can. Keep on reading this blog to find out how to transfer Apple Pay to Cash App. Is It Possible to Transfer Money from Apple Pay to Cash App?
It is not possible to transfer money directly, as Apple Pay only provides an electronic wallet. However, you can link your Cash App account with your Apple Pay only if you have a Cash card. It is a debit card offered by the company for free.
In case you want to transfer money, there is a workaround that you need to follow. Let’s learn how to send money from Apple Pay to Cash App indirectly in the next section.
How to Send Apple Pay to Cash App?
As you have learned already that there is no direct transaction option in Apple Pay to send money to the other payment portal. Therefore, to do so, you need to follow the two-step method that we have jotted down below
Step 1: Send Money from Apple Pay to a Bank Account
Here is how to transfer apple cash to a bank account:
On your Apple device, open the Application. Wallet Click the More button under the Apple Cash Card tab and choose Transfer to Bank. Here, fill in the amount you want to transfer. Select Regular transfer or Instant transfer depending on the urgency, then tap on Transfer. Lastly, confirm your identity, and that’s it; your transfer will start processing.
Once you are done with this, follow the second step to complete your transfer Apple Pay to Cash App process. Also, if you are a new Wallet user, you must know that there are different ways to
send and receive money through Apple Pay. Step 2: Transfer Money from the Bank account to Cash App
Now that you have received the money in your bank account from your Apple Pay, you are ready to proceed with the next part of how to get money from the Apple Pay to Cash app process. To do so:
First, unlock your device and go to the Cash App . Navigate to the Money tab from the homepage. Here, tap on Add Cash and fill in the amount you want to transfer. Lastly, choose your bank account and enter your PIN to verify your identity.
After you’re done, wait for three days for the money to reach your bank account. The time can vary, too, depending on the transfer option you select; read more about it in the coming section.
How Much Time Does It Take to Transfer Apple Pay to Cash App?
The time it takes to transfer Apple Pay to Cash App depends on the transfer method you pick. Here’s an outline of the time it can take for each transfer:
The regular transfers from Apple Pay can take from 1 to 3 business days.
Instant transfers can be made within 30 mins from Apple Pay by linking the Cash card or to any bank account.
You are now aware of the time it takes, but another thing that you must be aware of is the transfer limit. Let’s know more about the transfer limit in the next section.
What is the Limit to Transfer Apple Pay to Cash App?
It is very important to keep the transfer limit in mind, otherwise, your account can get locked. You can send $20,000 per week, but each transaction shouldn’t exceed the limit of $10,000.
To simplify this, let’s suppose you want to send $30,000 to a friend. You can make 2 transactions of $10,000 each the same week and another transfer of $10,000 after 7 days.
In case you are having some issues with your transfers, read the next section to learn how to prevent them.
Apple Pay to Cash App Problems + How to Prevent Them?
We have explained all the ways through which you can transfer Apple Pay to the Cash app till now. All the methods are straightforward. However, that doesn’t mean users do not experience any challenges while doing so.
Here is what the users complain about
As you proceed with your transfer process, you may face these problems too. But do not worry; we have jotted down a list of points that will prevent you from the Apple Pay to Cash app transfer issues-
Connect your device to a stable internet, as the transfers can get paused due to spotty network connectivity. Check if the account/card that you are transferring from has a significant balance. Recheck your linked card details. Contact your card issuer and find out if your cash card is blocked. Keep a note of the card’s expiry date. Do not make any suspicious transfers. Verify both accounts to avoid identity verification issues. Check the servers of both payment portals.
So, these are some of the points that you should take care of while transferring money. If you have any queries, you can also contact the customer helpdesk.
We have covered everything about how to transfer Apple Pay to the Cash app till now. Let’s understand more about both payment platforms, their common features, and their differences in the coming sections.
Cash App: Overview
Cash App is a peer-to-peer payment application that allows sending and receiving money on the go. Launched by Block Inc in 2013, it is not just a mobile banking application as it supports cryptocurrency investments, stock trading, and direct deposits and even has a tax feature to file taxes.
Here’s what we find great and not-so-great in Cash App:
Pros Cons Supports cryptocurrency investments. Transaction limits Sell and transfer bitcoins through the app. It can not be used by people below 18. Compatible with Android and iOS devices. No FDIC insurance Discounts and cashback Cryptocurrency investing fees Free stock trading account Stock purchasing fees Cash App taxes to file government taxes. Supports direct bank deposits (3 days earlier than others) Free debit card
If, by any chance, you are unable to buy Bitcoins through Cash App, you can also choose to
buy Bitcoins with PayPal. Both of the payment platforms have similar charges. Apple Pay: Overview
Apple Pay is a digital payment application designed by Apple Inc exclusively for Apple users. It supports all major credit card and debit cards and payments via iMessage. In addition to it, Apple Pay has a top-notch security system that is loved by its 441 million users.
Here’s what we like and dislike about Apple Pay:
Pros Cons First-class privacy and data security. Limited Functions Can work without internet connectivity Only supports iOS devices No annual charges No extra feature apart from mobile banking No membership fees Can be linked to any iOS device. Apple Pay VS Cash App: Similarities
Both the payment portals have some features in common, which include:
Free to sign in and use. You can send money online. Users can receive money online within a few minutes. Provides Debit cards to users. Can not be used for international transactions.
We talked about the similarities in this section, but there are some differences too, that we will read about in the next section.
Apple Pay VS Cash App: Differences
As discussed above, both the payment portal differs in various features, which include:
Apple Pay is only compatible with Apple devices, whereas the other application works on Apple as well as Android devices. Apple Pay only supports payment transactions, whereas Cash App, apart from transactions, also allows investments in cryptocurrencies and stock trading through a mobile banking account. Apple Pay only works in the US, whereas the other one can be used in the US and UK. Cash App supports bank direct deposits, whereas App Pay doesn’t. Cash App also allows users to file taxes through its tax filing feature, whereas Apple Pay does not have any such feature. Frequently Asked Questions
Ans: No, it is not possible to link the Cash App to Apple Pay without a cash card. Ans: You can indirectly link your cash app account to Apple Pay through a Cash App debit card or credit card. Ans:To transfer money from Apple Pay to Cash App without a bank account: First, go to the Apple Pay application.
Now, head to the linked cards section.
Here, you can proceed and click on Add a new card.
Lastly, enter your cash card details and save the information for use. Ans: Follow the two-step method to move your money from Apple Pay to Cash App.
First: Send your apple cash to your linked bank account.
Second: Transfer money from your bank account to your Cash app account. Sources : Cash App Terms and Conditions – By Cash App Reddit User complain – By Reddit Apple customer support – By Apple Pay